Disclosures

Transparency matters. These disclosures explain our role, limitations, and how we work with clients and lenders. This page is for general information only and is not legal advice.

Regulatory & Licensing

• Brokerage: Verico Nova — BCFSA X014349
• Sub‑Mortgage Broker: Jonathon Adams — BCFSA 501300
• Team: The NOVA Team, North Vancouver
• Regulator: British Columbia Financial Services Authority (BCFSA)

Website Terms of Use

Use this site for lawful purposes only and do not rely on general information as legal advice. Always verify details with your lender and legal counsel.

What We Collect

• Contact details (name, email, phone).
• Mortgage‑related information you choose to provide (income, property details, debts, assets, support payments, timelines).
• Technical data such as IP address and basic analytics if you enable analytics on your site (not enabled by default here).

How We Use Information

• To respond to inquiries and provide mortgage guidance and quotes.
• To assess mortgage options at your request.
• To meet legal and regulatory obligations and maintain business records.

Lawful Basis & Consent

We rely on your consent and/or the necessity to perform services you request. You may withdraw consent at any time, subject to legal or contractual restrictions.

Third‑Party Service Providers

If you use an embedded contact form, your message may be transmitted to that provider for delivery to us.

Retention

We retain personal information only as long as needed to fulfill the purposes above or as required by law.

Security

We apply reasonable safeguards appropriate to the sensitivity of the information.